User Reviews Overview

About Online Check Writer

Online Check Writer is a cloud-based solution that helps businesses manage accounts payables/receivables, payment processing, reconciliation, and other financial activities on a unified portal. The platform enables administrators...

Learn more

Feature ratings

Value for Money
4.4
Features
4.5
Ease of Use
4.4
Customer Support
4.4

Browse Online Check Writer Reviews

227 of 227 reviews
Sort by:
Bipin
  • Industry: Government Administration
  • Company size: 201–500 Employees
  • Used Daily for 6-12 months
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
5

5
Reviewed on 16/07/2018

One of the best Software i have used so far

very useful for my job.

Pros

Tried their Standard plan is worth /month. it has all the features i need, like Create many checks in one click, Upload from excel and create checks, Remote Support etc. Their Customer support is really good.

Cons

i didn't experienced any cons till now .Will update if i have any issues. Overall experience with Online Check Writer is excellent to me.

Response from Zil Money

Thank you, we're really happy to hear that you're getting good value out of it! The whole team here at Online Check Writer would like to thank you for taking the time to leave us a review.

Replied 11/09/2021
Young Jun
  • Industry: Real Estate
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source
Value for Money
5
Features
4
Ease of Use
5
Customer Support
5

5
Reviewed on 25/07/2022

Easy to use and can be used anywhere

Pros

You can easily know when, where and how much you have used at any time, even if you do not record separately, and it is easy to use and can be used anywhere.

Cons

Occasionally, when there is a change in the position of what I have designed, I have to go back into the design and adjust it.

Alternatives Considered

Microsoft Excel

Reasons for Switching to Online Check Writer

Selected by considering the convenience of use first

Response from Zil Money

Hi Young Jun,
Thank you very much. The Pros you listed are what we always strive to deliver. Very happy to receive this feedback from you.

Replied 28/07/2022
James
  • Industry: Events Services
  • Company size: 2–10 Employees
  • Used Monthly for 1+ year
  • Review Source
Value for Money
3
Features
4
Ease of Use
3
Customer Support
1

3
Reviewed on 04/08/2022

Poor Customer Experience

Online Checkwriter is very inconsistent with their processes and their phone agents are extremely rude. When it comes to paying vendors and you advise the estimated date of when their direct deposit should hit their account, you need to be very precise. It's okay to be a day off of the date advised but 1-2 weeks beyond that is crazy! I don't trust that I can continue using this software due to the lack of speed in processing ACH deposits.

Pros

I like the fact that this software is available online and that it gives me the capability of paying my vendors via ACH or check.

Cons

Online Checkwriter has poor customer service when it comes to their processes and procedures. Before implementing a process to pay my vendors via ACH, I called Online Checkwriter and walked through the process to ensure that I had it correctly. I even ran a couple of live test transactions to confirm the process works for me. When I started paying my vendors, I was advised that it would be 3-5 days for them to receive payment. After relaying this to a vendor I was then told that it's up to 9 business days unless I fund my wallet in advance. For the next vendor, I funded my wallet first and then processed an ACH which should have been deposited on the next business day. Again, the funds were not deposited and sat in the vendor's newly created wallet within Online Checkwriter (the vendor did not request this wallet account) for over a week. I called and spoke with the ACH department who said regardless of what I was told by a previous agent, I need to upgrade my subscription and follow a process that was never given to me.

Response from Zil Money

Thank you for your positive review. Furthermore, we apologize for the difficulties you may have experienced. The customer service team is expanding its capabilities to provide better customer service and to address customers' doubts. We have a 24-hour chat team and call support between 8 AM CST to 8 PM CST. Feel free to reach us back for any assistance.Our team ready to help you

Replied 09/11/2022

Top Online Check Writer Alternatives

QuickBooks Desktop Enterprise

Deluxe Payment Exchange

Robert
  • Industry: Construction
  • Company size: 2–10 Employees
  • Used Weekly for 1+ year
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
5

5
Reviewed on 23/12/2022

Program Review

Getting account payables paid using the check printing service.

Pros

The check printing and processing is an excellent feature.

Cons

Billing could be a little easier to pay.

Alternatives Considered

Square Payroll and Quickbooks Online

Reasons for Switching to Online Check Writer

The ease of use and processing is very easy.

Response from Zil Money

Hello Robert, we would like to thank you for your kind words. We're glad you like our platform and that it's working for you.

Replied 10/01/2023
Saif
  • Industry: Financial Services
  • Company size: 2–10 Employees
  • Used Weekly for 1+ year
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
5

5
Reviewed on 26/07/2022

Excels porduct

I love this product. I would continue to use it forever.

Pros

Ease of use. Versatile. The options are very well thought of.

Cons

The initial setup was a little difficult but that only makes the product that customizable.

Response from Zil Money

Hi Saif,

Thank you very much for this great review.

Replied 28/07/2022
Ronald
  • Industry: Accounting
  • Company size: Self Employed
  • Used Daily for 1-5 months
  • Review Source
Value for Money
3
Features
3
Ease of Use
3
Customer Support
5

3
Reviewed on 25/07/2022

Too Slow

Has many powerful features, however it can be overwhelming and confusing trying to understand every aspect.

Pros

The many features regarding check writing and security.

Cons

Moves too slowly, even on my fastest computer it took long for pages to load.

Response from Zil Money

Hi Ronald,
Thank you for the review. As you have pointed out that the platform is too slow, we would like to check whether you haven't switched to the new version from the classic version? If you have questions regarding our platform, please call us at(408) 775-7720; we will be happy to guide you through each step.

Replied 28/07/2022
Chuck
  • Industry: Photography
  • Company size: Self Employed
  • Used Weekly for 6-12 months
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
5

5
Reviewed on 25/07/2022

Easy Check writing

Totally positive

Pros

This is a nice and easy product to use. I use it once a week or so and there is no refresh time needed

Cons

Took a bit or wrangling to get the check function to print what I wanted as there are a lot of pre-installed entries and I have pre printed checks

Response from Zil Money

Hi Chuck,
Thank you very much; we are thrilled to hear this.

Replied 28/07/2022
Joan
  • Industry: Financial Services
  • Company size: 2–10 Employees
  • Used Weekly for 1-5 months
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
5

5
Reviewed on 01/08/2022

Inexpensive!!

With Online Check Writer, it is very easy to print professional checks and super affordable.

Pros

This software is so easy to use, from connecting your account to personalizing checks. I can buy my own blank checks and have them look professional to anyone I pay.

Cons

I did not find any flaws aside from being able to use the same memo for multiple checks.

Alternatives Considered

Quickbooks Online

Reasons for Switching to Online Check Writer

I chose this over alternative products due to the ease of personalizing checks, and also the price was unbeatable for print-as-you-go checks.

Response from Zil Money

Thank you Joan for this amazing review.

Replied 02/08/2022
Tonchui
  • Industry: Accounting
  • Company size: 2–10 Employees
  • Used Weekly for 1-5 months
  • Review Source
Value for Money
5
Features
4
Ease of Use
4
Customer Support
5

4
Reviewed on 09/01/2023

Good option to consider

Pros

I definitely love the all in one package, you can bill your clients, pay your vendors, make payment internationally without any limits, check draft, integration with QuickBooks etc.

Cons

The only features i would want them to improve is the check payment, my clients get stuck when they reach an option to click pay now, i would definitely recommend Online checkwriter team check on this to make the payment more effortless.

Alternatives Considered

Stripe

Response from Zil Money

Thank you for the great review, Tonchui! We're glad to hear that you love our all-in-one package and that OnlineCheckWriter.com has been a good option for you. We'll definitely take your feedback on board and see what we can do to improve the check payment process. Thanks again for writing this review - it means a lot to us!

Replied 18/01/2023
manasi
  • Industry: Arts & Crafts
  • Company size: 2–10 Employees
  • Used Daily for 6-12 months
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
5

5
Reviewed on 20/12/2022

Awesome

Very happy to use it.

Pros

Time saving, user friendly, easy to access

Cons

No such cons. But can be upgra with time and demand

Response from Zil Money

Thank you for taking the time to review Online Check Writer. We are glad to hear that you are happy with our product and services.

Replied 10/01/2023
Verified Reviewer
  • Industry: Internet
  • Company size: 51–200 Employees
  • Used Daily for 6-12 months
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
5

5
Reviewed on 21/01/2018

Online Check Writer has really made my check writing life much easier to handle. Thank You!

No more looking for my checkbook. I love having all of my check writing needs available online. I love being able to see everything pertaining to my check writing needs CLEARLY by using this software. My favorite feature is being able to type instead of manually writing information that is needed on the check. My checks look so much better typing instead of writing. My favorite feature is the FREE feature for Consumers that only need fewer than 5 checks per month. After using the 5 free checks you only pay 5 cents per check which is really affordable.

Pros

I am really excited about the Online CheckWriter software. No more looking for my checkbook. I love having all of my check writing needs available online. I love being able to see everything pertaining to my check writing needs CLEARLY by using this software. My favorite feature is being able to type instead of manually writing information that is needed on the check. My checks look so much better typing instead of writing. My favorite feature is the FREE feature for Consumers that only need fewer than 5 checks per month. After using the 5 free checks you only pay 5 cents per check which is really affordable.

Cons

The only Cons I have with the Online Check Writer Software is not being able to have artsy designs on the check. You are allowed to customize your checks for free but not really have the check looking really colorful and artsy.

Response from Zil Money

Thanks for leaving us such a wonderful review. We are thrilled that you loved your experience. So thanks for your kind words and we look forward to seeing you again.

Replied 01/10/2021
Vishal
  • Industry: Retail
  • Company size: 501–1,000 Employees
  • Used Daily for 1+ year
  • Review Source
Value for Money
4
Features
5
Ease of Use
4
Customer Support
5

4
Reviewed on 25/07/2022

Powerful product, but with plenty of bugs/glitches

Good, powerful software. It has definitely improved our process. If the software could be made less buggy particularly around creating duplicate checks, it would be great.

Pros

Has most of functionality we are looking for when it comes to writing checks. We have 90+ bank accounts and need to ability to print checks using blank check paper from any of them on demand.

Great customer support

Cons

Plenty of glitches. When importing ten or more checks, we usually end up with duplicates which have to be cleaned out.

There does not seem to be a way to import the details of a transaction onto the stub. This would be valuable to see the detailed breakdown of the accounts and amounts that the check is composed from.

Response from Zil Money

Hi Vishal,
Thank you for this valuable feedback; our development team will work on your suggestions.

Replied 28/07/2022
Jason
  • Industry: Law Practice
  • Company size: 2–10 Employees
  • Used Daily for 2+ years
  • Review Source
Value for Money
5
Features
4
Ease of Use
5
Customer Support
5

5
Reviewed on 25/07/2022

Great option if you have a lot of accounts

Pros

I have a business model that manages dozens of bank accounts. I needed a centralized check printing software. OCW was perfect for my needs, is reasonably priced, and is easy to use. It was the perfect solution for what we needed.

Cons

The pricing structure can be a little steep, but the "pay as you go" option that is now available seems to work for my needs. I would like to see a cheaper, all-in, option with unlimited accounts.

Response from Zil Money

Hi Jason,
Thank you for this excellent review. Please call our team; we will create a custom plan for you.

Replied 28/07/2022
Chad
  • Industry: Law Practice
  • Company size: 11–50 Employees
  • Used Weekly for 6-12 months
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
5

5
Reviewed on 25/07/2022

Office management made easier

The system is easy to use, and support is easy obtained.

Pros

OnlineCheckWriter.com allows me to send payments to my staff with the click of a button. Often, checks are needed to cover legal filing fees. This system permits me to email checks to my staff easily and quickly.

Cons

I do not like the cost per check email that was recently implemented. I email most checks because of our remote working structure and rather pay a highly annual rate rather than be charged for each emailed check.

Alternatives Considered

Bill.com, Wave Accounting and Asana

Reasons for Switching to Online Check Writer

Ease of use

Response from Zil Money

Hi Chad,

Thank you much for this honest review; we value your feedback.
Please call us for a custom plan that suits your requirement.

Replied 28/07/2022
Jessica
  • Industry: Automotive
  • Company size: 2–10 Employees
  • Used Daily for 1+ year
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
5

5
Reviewed on 27/07/2022

Check printing for the impatient but needy

Great and affordable

Pros

Easy to use and navigate easy to design easy to get and not too complicated at all

Cons

The Only thing I didn't like is that when if I were to click and not know I had any credits then I would have to remake the whole check all over again because I already clicked it and it considered it already printed

Response from Zil Money

Thank you very much for this great review, Jessica. We have noted your suggestion regarding credit tracking before taking any action: we will make it happen soon.

Replied 28/07/2022
Heidi
  • Industry: Construction
  • Company size: 2–10 Employees
  • Used Daily for 2+ years
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
N/A

5
Reviewed on 04/08/2022

Simple all the way around.

Online Check Writer is simple to use all the way around.

Pros

I like most is that I pay one price for the year and then I don't have to worry about it.

Cons

I like all the features that I use. And those are check writing and deposit slips.

Response from Zil Money

Hi Heidi,
Thank you very much for the great review

Replied 08/08/2022
Gerald
  • Industry: Events Services
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
4

5
Reviewed on 12/07/2022

Enjoy using Online Check Writer

VERY GOOD - saved us a lot of manual work

Pros

Basic - the ease of use
Secondary - the ability to select history on and individual staff member

Cons

When reworking my settings the app worked differently in new version than it had for years

OK at this point after using for a while

Response from Zil Money

Hi Gerald,
Thank you very much. We understand that the new version has a lot of differences from the earlier platform, and it might take a few days to get used to it. Let us guarantee that the new platform is designed to enhance speed and security. We will be happy to incorporate more features to help our users. You are welcome to give us improvement suggestions. Thank you once again for the review.

Replied 13/07/2022
Kelley
  • Industry: Religious Institutions
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
5

5
Reviewed on 04/08/2022

Great alternative to Quickbooks for printing checks..

Pros

It works great and I can modify as needed.

Cons

I wish it would use the imported vendor address and not the previously saved. I've sent several checks to the wrong address because I updated it in Quickbooks, but it still printed as old address.

Response from Zil Money

Thank you for the wonderful review.Online Check Writer users can now export checks from Online Check Writer to QuickBooks. With the QuickBooks pushback feature, users can import bank accounts, payee lists, and category lists from QuickBooks, create checks in Online Check Writer and then export the checks to QuickBooks.It works great and you can modify as needed.

Replied 09/11/2022
JeanSebastien
  • Industry: Accounting
  • Company size: 11–50 Employees
  • Used Daily for 6-12 months
  • Review Source
Value for Money
N/A
Features
4
Ease of Use
5
Customer Support
N/A

3
Reviewed on 22/12/2022

Amazing software but needs improvement

Pretty good. Very glitchy software but I think OCW has a lot of potential so that's why I am sticking with it

Pros

I like the segregation of duties: one person can cut enter data, another approve checks and another print the check. I love the new QBO integration

Cons

Very very glitchy. Sometimes things do not sync with QB

Response from Zil Money

Hello JeanSebastien, Sorry for the inconvenience cost you while using our software. Our developers updated all the glitches. For any assistance you can reach our customer support team, they will help you

Replied 10/01/2023
Joel
  • Industry: Writing & Editing
  • Company size: Self Employed
  • Used Monthly for 6-12 months
  • Review Source
Value for Money
5
Features
5
Ease of Use
5
Customer Support
5

5
Reviewed on 23/10/2022

My Brief Experience with Online Check Writer as a Freelance Writer

Online Check Writer has enabled me to process/make payments and receive payments in the comfort of my office or home saving time and resources that could be used traveling and queuing in banks.

Pros

I have been using Online Check Writer for more than 8 months now, and I believe this is one of the best decisions I've ever made. I like this software because it offers instant check printing at the convenience of your office or home, using blank stock papers and a regular printer. Besides, this software provides seamless ACH payment processing services, e-checks, and wire. Online Check Writers also provides a totally free version that allows you to make 5 payments per month or receive unlimited e-checks or ACH payments. I believe it is the best solution for online payments and banking, I've ever come across since I started working as a freelance writer.

Cons

The only con about Online Check Writer is its complexity which makes it difficult to understand or deploy, especially for new users. The support team is somewhat slow, but they will always respond to all queries.

Response from Zil Money

Glad to hear that you have been using OnlineCheckWriter for 8 months.Thank you for being such a good customer

Replied 10/01/2023
William
  • Industry: Mechanical or Industrial Engineering
  • Company size: 2–10 Employees
  • Used Weekly for 6-12 months
  • Review Source
Value for Money
4
Features
5
Ease of Use
4
Customer Support
5

4
Reviewed on 25/07/2022

Convenient alternative to manual checks

Pros

Easy of access and use - really like check mail option

Cons

Some features hard to find at first but customer service is easy to reach and resolved issues quickly

Response from Zil Money

Hi William,
We are delighted and grateful to receive this review from you. You are quick to call us for assistance, and our customer team value that.

Replied 28/07/2022
Gleeson
  • Industry: Information Technology & Services
  • Company size: 51–200 Employees
  • Used Daily for 1-5 months
  • Review Source
Value for Money
3
Features
4
Ease of Use
2
Customer Support
4

3
Reviewed on 25/07/2022

Good customer support but UI needs work

We have multiple people who write checks for multiple companies, so we wanted software with strong controls to ensure flexibility

Pros

Good controls
Relatively easy to use once setup

Cons

Website was NOT very user friendly / straightforward to setup
Would definitely benefit from getting user feedback on how to improve software for initial setup and use
For example, it asks for company name when setting up a new user, but means the company that they will be writing checks for instead of the company they work for
Also lots of choices on roles, etc. when setting up new users - need guide on what each role setting means

Response from Zil Money

Hi Gleeson,

Thank you for the feedback. We have briefed our development team with your suggestions. We will work on this and improve fast.

Replied 28/07/2022
Brad
  • Industry: Automotive
  • Company size: 2–10 Employees
  • Used Weekly for 6-12 months
  • Review Source
Value for Money
3
Features
3
Ease of Use
4
Customer Support
N/A

4
Reviewed on 25/07/2022

Light user

Pros

Ease of use when creating checks for payable.

Cons

hard to link bank for ach. Now a charging for email checks

Response from Zil Money

Hi Brad,
Thank you for the review. We do have rigorous verification for bank linking and account approval. As you are aware financial services are a prime target for fraudsters, and we are forced to make detailed verification of every account. We realize genuine customers like you are also affected by the strict screening process. We appreciate that you rated us well for overall quality and ease of use. We are trying to make the platform more secure and user-friendly; that is why we had to increase the price - to invest more into the platform. We offer subscription plans which can cut your transaction costs up to 81%; such plans come with a 100% refund of the subscription costs as refills. Let us know if you would like to reduce transaction costs through such plans.

Replied 28/07/2022
john
  • Industry: Consumer Electronics
  • Company size: 2–10 Employees
  • Used Daily for 1-5 months
  • Review Source
Value for Money
1
Features
1
Ease of Use
1
Customer Support
1

1
Reviewed on 02/11/2021

Becareful of this company

Hello , i have registered with this site and after giving them my confidential information about me and my bank account , they automatically slap me with auto block for no reason i contact support and they never give a good reply . i guess its bunch of dudes at the back of the websites taking advantage of so call check to steal people confidential information. Than You

Pros

i like it because my friend suggested it to me so that i can use it for my company in processing my payments

Cons

Bad company they will steal your information and block you

Response from Zil Money

John, we are sorry to hear that you had a bad experience with us. We take confidentiality seriously and actually work to stop fraud attempts. if your account was flagged or blocked, there was a reason. If we are misinformed, please contact our support via email at [email protected] and ask for a manager.

Replied 22/03/2022
Misty
  • Industry: Accounting
  • Company size: 2–10 Employees
  • Used Weekly for 1+ year
  • Review Source
Value for Money
5
Features
5
Ease of Use
4
Customer Support
4

4
Reviewed on 01/08/2022

Regular User

Pros

Once you get use to using the software it is really easy to print checks and go back to see what you done before. Customer service was really nice the one time I had to call in.

Cons

Sometimes I had trouble getting a check to delete. It kept wanting to show up to be printed.

Response from Zil Money

Thank you Misty for letting us know that we are doing a good job of printing your checks. We have also kept ready a host of payment solutions including credit card payments,wire, ach, and more. Don't forget to check them out.

Replied 02/08/2022
227 reviews